Questions about insurance

Whether I am in network with your insurance or not, I am happy to help you better understand your mental health benefits. If you plan to use your insurance to pay for your sessions, it is important that you contact your insurance company before your first session with me. You will find the phone number for member services on the back of your card. When you call, I suggest asking the following questions:

In-network (BCBS, Aetna, Tricare, Memorial/UMR, Magellan)

For mental health outpatient office visits, do I need a referral from my primary care provider?

Do I need pre-authorization before I see an in-network mental health care provider?

What is my deductible for in-network services and has it been met? If it has not been met, how much is remaining?

If there is no deductible, what is my co-pay?

How many therapy sessions are covered per calendar year?

Out-of-network (any other insurance provider)

For out-of-network mental health outpatient office visits, do I need a referral from my primary care provider?

Do I need pre-authorization before I see an out-of-network mental health care provider?

What is my deductible for out-of-network services and has it been met? If it has not been met, how much is remaining?

How do I obtain reimbursement for out-of-network mental health outpatient office visits?

How many out-of-network therapy sessions are covered per calendar year? 

Have questions? Please contact me!